Revolutionizing Industries with Small Business Loans
Through strategic financial partnerships and tailored lending solutions in New York, New Jersey, Pennsylvania we empower industries to innovate, expand, and thrive. Our commitment to funding options foster growth and sustainability across diverse sectors.
Hotels
Gas Station
Liquor Store
Restaurant
Retails Store
Service Business
E Commerce
Wholesale Business
Landscaping Equipment
Where Financial Dreams Become Reality
At Desi Lending, we comprehend the challenges a small business tackles because we’re a business too. We know the daily struggles of fellow entrepreneurs and their dreams to achieve success. Say goodbye to lengthy applications and jumping through hoops to secure the finance your small business needs. With us, you get accurate, fair, and honest loans for small business.
Trustworthy Loans for Your Financial Needs
At Desi Lending, transparency is our cornerstone. We believe in straightforward access to structured finance, offering both loans and lines of credit to give your venture the financial boost it needs. No uncertainties, and no complications, just clear and transparent business loans, designed to help you get ahead.
Transparency and Clarity
No hidden surprises. You get just clear, upfront details on rates, fees and more.
Quality Customer Service
From application to payoff, our experts are here to support you every step of the way.
Loan Application Assistance
Efficient Loan Approvals
Business Loans Options
No Hidden Fees or Charges
We are Trusted and Loved by Our Customers
Our customers trust our lending firm for our steadfast services to providing financial solutions, exceptional service and delivering on promises with transparency and honesty.
Here’s How It Works
Ready to Secure Business Funding?
Initial Consultation
Consult us for the best loan option as per your business needs
Documents Submission
Fill out the application form and submit the necessary documents.
Review and Verification
Our team will closely review and verify your documents to assess your eligibility.
Approval & Agreement
We’ll require a signed loan agreement if approved.
Funds Disbursement
Funds will be disbursed to your account after the loan agreement.
Repayment
You will have to make repayments according to the agreed schedule.
Secure Lending for Your Financial Goals
At Desi Lending, we are connecting small businesses with the funding they need to thrive and expand. We are one of the top lenders in New Jersey offering small business loans at reasonable rates. Whether you are a startup or expanding your business horizons, our supportive and dedicated team is here to streamline the loan application process. With years of experience and a commitment to personalized service, we ensure to provide tailored financial solutions that meet your unique business needs.
Send Us a Query
Frequently Asked Questions
In order to qualify for a small business loan, you will have to provide your financials for the business and your personal returns.
It varies depending on factors like your business's financial health and the type of loan. However, you can apply for loans from $10,000 to several Million Dollars depending upon your needs.
We offer a range of options, including SBA loans for those looking for government-backed support, conventional loans, term loans, equipment financing, invoice financing, and lines of credit.
The approval process varies depending on the loan program, However, we strive to make it smooth by preparing all the documents beforehand. make it as smooth as possible. Your readiness and our support help the process.
We'll guide you through gathering essentials like business financial statements, tax returns, and a business plan. Our goal is to make it fuss-free and smooth for you.
Absolutely. We believe in looking beyond numbers. Our team considers your business's potential and offers options tailored to your situation.
Rates can differ. It is based on factors such as the loan program you are opting for and the market conditions at that time. Generally, our interest rates start from 6%. We'll ensure you understand all costs upfront, so you can plan accordingly.
Transparency matters to us. We'll outline any fees clearly, such as origination fees, ensuring you have a full picture before making decisions.
Whether it's expanding inventory, hiring talent, or upgrading equipment, our loans are designed to support your growth ambitions.
We provide flexible repayment options, so you can choose what works best for you. The term of loans can be from 2 years to 25 years.
Your success matters to us. We'll work together to find solutions, whether it's adjusting payment schedules or exploring refinancing options.
Yes, and our team is here to provide you with all the information about it. From SBA loans to specific grants, we'll help you explore opportunities.
Our team is here to help you out. We keenly listen to your business objectives and then provide you with personalized guidance, so that you choose the option that aligns with your vision.
Yes, and we're here to streamline the process for you. Our goal is to make your journey to business success as seamless as possible.